SedanPolicy

Shop estimate in hand? · Ask for $100–$5,000 · Fair or thin credit can still apply

Start with the estimate

Ask for $100 to $5,000. If a lender approves you, funds can arrive the next business day

Encrypted form · no charge to send · you can walk away

A sedan parked at a coastal overlook at dawn, SedanPolicy loan requests from $100 to $5,000
  • We refer, we do not lend
  • One request, several lenders
  • Free to send
  • Thin or bruised credit welcome

The mechanic called with a number. Payday is still nine days out.

SedanPolicy sends one request for $100 to $5,000 to the lenders it works with. We are not a lender, and nobody here decides your loan.

Glovebox rules: what happens after you press send

  1. A

    Type in the amount

    Use the shop's estimate as your number. It takes a few minutes on a phone.

  2. B

    Lenders do the reading

    Lenders we partner with look your request over. One may reply with terms, or none may.

  3. C

    Read before you sign

    Any offer lists its APR, fees and due dates first. Turning it down costs nothing.

The usual reasons people stop by

  1. The alternator quit on the highway.
  2. Brake pads down to the metal.
  3. A deductible after a fender bender.
  4. Tags expired and the renewal fee is due.
  5. Rent landed the same week as the repair.
  6. Daycare wants the month paid up front.

Any of these on your list right now? One request for $100 to $5,000 goes out to lenders we know. Approval is never promised, and if one says yes, money can land as soon as the next business day.

Use my estimate

What drivers ask us

Will SedanPolicy be the one lending to me?

No. We pass your request along and that is where our part ends. The lender who answers makes the decision and writes the terms.

Does sending this ding my credit?

Looking at options here does not by itself lower your score. A lender that picks up your request may check your credit before it offers anything.

My credit took a hit last year. Should I bother?

You can still send a request. Lenders we work with look at all kinds of histories, though a rough one can mean fewer offers or a higher price, and no one can promise a yes.

How much can I ask for?

Anything from $100 to $5,000. A lender may come back with less than you asked for.

If I'm approved, how soon is the money there?

Some lenders send funds the next business day. Your bank and the lender both affect the timing, and the offer gives the date.

Is there a fee to use SedanPolicy?

No. Sending a request is free and you are under no obligation to accept an offer.

Get the estimate covered, then get back to driving.

One request, $100 to $5,000, no fee to send. You only owe something if you sign a lender's agreement.

Send my request